The preservation of our clients` wealth is the primary focus of Penn Estate Planning Advisors, Inc.  Without proper planning and periodic monitoring wealth can be eroded by inflation, taxes and natural disasters. We provide many services for our clients, from a basic review of their homeowners and automobile insurance policies; to an analysis of health insurance and long-term care insurance options; to structuring charitable gifts and life insurance trusts; to reducing confiscatory estate taxes. We also advise to pay those taxes in the most efficient manner.

We begin our consultation with a comprehensive questionnaire that provides both objective and subjective data. While it is important to have a complete inventory of client assets so that we may quantify the problems and offer solutions, it is critical to understand our clients` goals and objectives. No single solution will work for every client.

By organizing our clients` data into a financial model, we are able to analyze the impact of various factors to predict the future levels of their wealth and its distribution to their heirs. This information is often surprising and can serve as a "wake-up" call to take action, as well as serving as a benchmark from which adjustments can be made to account for changes.

As licensed insurance professionals, we are able to provide our clients with the insurance products required to protect their assets. We work with a large number of highly rated insurance carriers to select the most appropriate products for our clients. This can be single life or second-to-die, term insurance or permanent, variable or traditional fixed interest whole or universal life.